We offer several loan products starting from as little as £100 up to £10,000 Different rates of interest apply depending on the amount you wish to borrow
Car loans are very competitive at just 8% APR
Low interest rates (APR) and affordable loan repayments to suit
Life insurance at no extra cost on all loans (subject to conditions)
No repayment charge for paying off your loan early (unlike most lenders)
No loan arrangement fee
Savings Accounts
We offer various savings accounts - Regular, Christmas and Holiday Accounts. The Dividend is currently 3% but changes each year depending how well we perform.
TAX FREE Cash ISA Account, the dividend for Cash ISAs is currently 1.5% variable
We also encourage savings for juniors who receive a fee Junior Goody Bag when they open an account.
We support junior savings clubs at various schools
Other Benefits you may find useful....
You can have benefits and tax credits paid directly into your account
We can now receive housing benefit on your behalf and pay it directly to your landlords. We are asking landlords to pay a small fee to contribute towards administering this service.
We can accept Direct Payments for those who needing to purchase care services.
You can check your account online
You can also make deposits into your account using the Dudley Smartcard. This means you can now make a deposit anywhere you see the Paypoint logo.
Local, friendly, personal, non automated service
Community Service Points around the borough bringing our services into your community.