Benefits Of Membership

What are the benefits of joining ?

Safe and Secure Savings Accounts

·    We offer various savings accounts - Regular, Christmas and Holiday Accounts. The dividend is currently 1.5% but changes each year depending how well we perform.

·       We support junior savings clubs at various local schools including Mount Pleasant, Christ Church & Gigmill Primary.

 Affordable loans for any purpose

·          Flexible and Convenient Loans

·          We offer several loan products starting from as little as £100 up to £10,000. Different rates of interest apply depending on the amount you wish to borrow.

·          Car loans are very competitive at just 10% APR

·          Affordable interest rates (APR) and loan repayments to suit

·          Life insurance at no extra cost on all loans (subject to conditions)

·          No penalties for paying off your loan early (unlike most lenders)

·          No loan arrangement fee

Other benefits you may find useful….

·          You can now have benefits and wages paid directly into your account

·          You can now have funds loaded on to your Credit Union Prepaid Card via a telephone call to gain access to your money instantly.

·          24/7 Text alert service to access account balances

·          Employees of Dudley MBC, Dudley Group of Hospitals, Dudley PCT, Dudley College & CHADD can save via payroll deduction.

·          We can now receive housing benefit on your behalf and pay it directly to your landlord. We are asking landlords to pay a small fee to contribute towards administering this service.

·          We can accept Direct Payments for those who needing to purchase care services.

·          Competitive Income Protection and Life Cover packages courtesy of Cuna Mutual

·          Discounted Co-Op electrical goods.

·          Benenden healthcare plans

·          You can check your account & request bacs withdrawals online by registering for a PIN.