Benefits Of Membership
What are the benefits of joining?
Safe & Secure Savings Accounts
- We offer various savings accounts - Regular, Christmas and Holiday Accounts. The dividend is currently 0.5% but changes each year depending how well we perform.
- TAX FREE Cash ISA Account, the dividend for Cash ISA’s is currently 1.5% variable
- We support junior savings clubs at various local schools including Mount Pleasant, Christ Church & Gigmill Primary.
Affordable loans for any purpose
- Flexible and Convenient loans
- We offer several loan products starting from as little as £100 up to £10,000 Different rates of interest apply depending on the amount you wish to borrow
- Car loans are very competitive at just 10% APR
- Affordable interest rates (APR) and loan repayments to suit
- Life insurance at no extra cost on all loans (subject to conditions)
- No penalties for paying off your loan early (unlike most lenders)
- No loan arrangement fee
Other Benefits you may find useful....
- You can have benefits and tax credits paid directly into your account
- You can now have funds loaded onto your Credit Union Prepaid Card via a telephone call to gain access to your money instantly.
- Employees of Dudley MBC, Dudley Group of Hospitals, Primary Care Trust & Chadd can save via payroll deduction
- We can now receive housing benefit on your behalf and pay it directly to your landlords. We are asking landlords to pay a small fee to contribute towards administering this service.
- We can accept Direct Payments for those who needing to purchase care services.
- Competitive Mortgage and Life Cover.
- Discounted Co-op electrical goods & beds
- Benenden healthcare plans
- You can check your account online
Local, friendly, personal, non automated service
